N26 was one of the pioneers of modern Banking apps. The account opening is very fast and uncomplicated. Who gets a free account, can use the payment service Apple Pay on iPhone and Apple Watch.
The CHIP editorial says:
With the free iPhone app N26 you can open a full-fledged checking account including MasterCard within a few minutes.N26 - The mobile Bank iPhone app The modern Giro account does not need any Bank branches: With the free app N26, you can create an account in no time, verify yourself via video chat and receive your MasterCard by mail. With the account you pay worldwide without any fees, use the payment service Apple Pay and withdraw money from any ATM.
N26: Open an account online with the iPhone
The creation of your account is conceivably simple. Just enter your e-mail address, password, PIN and your personal information. Shortly thereafter, you will be contacted via videochat by an employee checking your ID. Finally, your mobile number will be verified.
After a few days, you will receive the matching MasterCard, which is linked to your N26 account. Since the card comes without overdraft, you always have access only to the money that you actually have on the account.
In the app you can do all the important Banking transactions comfortably. As usual, you use Bank transfers or send money via MoneyBeam to a mobile phone number or e-mail address. Meanwhile, you can keep track of your credit in real time. Practical: Using any number of sub-accounts, you can organize your finances even easier.